California Privacy Notice

This California Consumer Privacy Act Notice ("Notice") serves to supplement the primary Privacy Policy of Oakmont Lending Group. This framework applies strictly and exclusively to visitors, users, and consumers residing within the State of California ("Consumers") in compliance with the California Consumer Privacy Act ("CCPA").

This legal document explains the mechanics under which Oakmont Lending Group collects, processes, routes, leverages, and safeguards your personal data, while outlining your explicit statutory privileges under California jurisprudence. For California residents navigating with visual or physical impairments who require this mandatory disclosure in an alternative operational format, please reach out directly to our support center via email at contact@oakmontlendinggroup.com.

1. Categories of Personal Data We Collect

Depending on the nature of your interactions with our matching platform, Oakmont Lending Group may collect the following specific classifications of consumer data:

• Standard Identifiers: Legal names, aliases, physical residential addresses, unique online identifiers, Internet Protocol (IP) metrics, email addresses, Social Security numbers, and state-issued driver's license records.
• California Customer Records Indexes: Legal signature parameters, telephone contacts, current professional employment information, or standard operational banking details.
• Protected Constitutional Classifications: Age parameters, marital status metrics, gender specifications, or military service background.
• Professional & Employment Profiles: Stated income categories, current or historic employment duration, or professional job tracking metrics.

Information We Explicitly Do Not Collect: For clarity, our network does not gather commercial purchase history logs, biological or biometric tracking metrics (such as fingerprints), active physical geolocation movements, sensory audio/visual elements, public or private student records, or deep profiling consumer inferences.

2. Origins and Sources of Collected Data

We build our internal data resources through three distinct collection mechanisms:

• Direct Consumer Submissions: Information supplied deliberately by you through our online inquiry portals and web form submission tools.
• Automated Passive Tracking: Digital data collected transparently as you navigate across our web pages, forms, and digital tracking points.
• Third-Party Business Networks: Data insights received legally from strategic marketing networks, direct programmatic affiliates, and independent data providers.

3. Business & Operational Objectives

Oakmont Lending Group utilizes consumer personal information to execute the following core corporate functions:

• Processing user requests and connecting individuals with matching third-party financial institutions.
• Deploying promotional alerts, financial offers, or marketing opportunities.
• Defending site security infrastructure and intercepting cyber risks or fraudulent form deployments.
• Running data analytics, system diagnostic reviews, and internal platform updates.
• Adhering to mandatory regulatory checks, legal subpoenas, or state law enforcement actions.
• Executing systematic financial adjustments or corporate structural shifts (such as business transfers, mergers, or asset adjustments).

4. Commercial Sharing and Data Monetization Disclosures

Throughout the previous 12-month window, Oakmont Lending Group has distributed or structurally shared the aforementioned categories of personal identification information for legal business practices or programmatic advertising operations.

Recipients of This Data Include: Corporate business affiliates, specialized operational service networks, digital marketing delivery networks, independent programmatic advertisers, and licensed lending partners who evaluate data profiles to offer consumer credit matches.

5. Summary of Your California Privacy Rights

California consumers maintain clear legal rights regarding their personal data assets:

• a. Right to Information and Platform Access: You have the complete right to request a descriptive log highlighting what data classifications we compile, where that data originated, why it was gathered, and which third-party companies acquired it.
• b. Right to Account Deletion: You retain the statutory privilege to request that Oakmont Lending Group systematically purge your compiled personal data files, subject to specific regulatory and legal record-keeping exemptions.
• c. Right to Restrict Commercial Data Sales (Opt-Out): You maintain an absolute right to block the future sale or monetization distribution of your profile information. You can enact this privilege at any time by navigating to our dedicated link or emailing us directly.
• d. Right to Fair Treatment & Non-Discrimination: We strictly prohibit any form of corporate discrimination or service alteration against users who choose to assert their legal CCPA privacy rights.

6. Protocol for Submitting Requests

To exercise your CCPA rights of access, portability, or data deletion, please file a verifiable request with our compliance department by emailing us at contact@oakmontlendinggroup.com.

Verification Requirements: To safeguard your sensitive data, we must run verification procedures on all incoming requests. Submissions must contain adequate identity details (including full legal name, email history, and verified address parameters) so we can match your profile against our active data index. Authorized legal representatives must attach clear written power of attorney or formalized proxy authorization.

7. Statutory Turnaround and Response Timelines

Our compliance team works diligently to deliver comprehensive responses within 45 days of receiving a verified submission. In intricate technical instances where an extension is required, we may utilize up to 90 total days, providing you with a status update notice beforehand. Your customized summary will be securely delivered via digital email channels.

8. Shine the Light Law (California Civil Code § 1798.83)

Separate from standard CCPA regulations, California's "Shine the Light" law permits verified residents to request a diagnostic outline detailing exactly how our company distributes specific categories of data to third parties for direct commercial marketing initiatives. To review these specifics, please route an informational request to our main compliance email inbox.

9. Revisions to This Privacy Framework

Oakmont Lending Group reserves the unilateral right to rewrite, adapt, or update this CCPA Notice at any point. Alterations will be made accessible through our primary website with a revised operational "Effective Date." Continued interaction with our matching services signifies complete legal acceptance of the updated notice.