Privacy Policy

Financial services firms are legally permitted to choose how they share your personal information. Federal law grants users the right to restrict specific types of data sharing, though not all. At Oakmont Lending Group, we prioritize complete transparency, robust data security, and clear communication regarding how we gather, utilize, and protect your data. Please review this policy carefully to understand our data management practices.

1. What Do We Do With Your Personal Information?

The exact categories of personal data we collect depend entirely on your specific engagement with our platform. This information may include:

• Identifiers: Full name, mailing address, email address, telephone number, IP address, unique device identifiers, and similar contact credentials.
• Personal Profile Details: Age, date of birth, employment details, income metrics, or military service status.
• Financial Records: Encrypted Social Security numbers (SSNs), credit profiles, bank account routing details, and historical loan request data.
• Commercial Metrics: Product interactions, transaction histories, and specific platform engagement records.
• Digital Network Activity: IP addresses, browser specifications, operating system logs, cookie-based behavioral diagnostics, and clickstream data.
• Correspondence Logs: Customer support inquiries, message histories, digital chats, and helpdesk records.

We process and share your data solely to execute essential operational business functions. This includes:

• Connecting your financial requests with qualified lending networks and independent loan service providers.
• Partnering with affiliate networks and lead generation platforms to optimize your financial matches.
• Streamlining loan inquiries via secure, enterprise-grade third-party digital infrastructures.
• Enhancing our system performance, user interfaces, and overall customer journey.
• Responding to valid legal requests, regulatory compliance mandates, or law enforcement orders.
• Upholding website security frameworks, managing access controls, and mitigating fraudulent activities.

2. Sharing Your Personal Information

3. Key Definitions

• Affiliates: Corporate entities connected to us through mutual ownership, operational control, or shared corporate branding.
• Non-Affiliates: Independent third-party companies, including lenders, direct financial networks, and lead generators that provide specialized financial, marketing, or support services.
• Financial Product or Service: Any loan evaluation, financial assessment, credit monitoring, or related assistance offering available through our platform.

4. Who We Are

This privacy disclosure is issued by Oakmont Lending Group, the principal entity responsible for managing, collecting, and processing your personal data when you utilize our online loan request platform.

5. Safeguarding Your Information

We implement enterprise-grade security protocols to keep your data secure, including:

• Advanced data encryption standards (AES-256 both in transit via TLS/SSL and at rest).
• Robust network firewalls, intrusion detection systems, and secure cloud environments.
• Strict multi-factor access controls and internal identity authentication systems.
• Routine security audits, penetration testing, and vulnerability assessments.
• Managed third-party data access governed by strict legal confidentiality agreements.

6. Data Collection Methods

We gather your information through multiple channels:

• Direct data input via online application forms on our website or affiliated landing pages.
• Direct communications with our customer support teams via email, forms, or phone.
• Updates and feedback provided by our verified lending partners regarding the status of your financial matching requests.

7. State-Specific Consumer Privacy Rights

Depending on your state of residence, specific state privacy frameworks grant you explicit, comprehensive control and statutory rights over your personal info. Oakmont Lending Group recognizes and complies with the following enacted comprehensive state privacy frameworks:

• California: The California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), providing first-mover comprehensive consumer rights enforced by the California Privacy Protection Agency (CPPA).
• Virginia: Virginia Consumer Data Protection Act (VCDPA).
• Colorado: Colorado Privacy Act (CPA).
• Connecticut: Connecticut Data Privacy Act (CTDPA).
• Utah: Utah Consumer Privacy Act (UCPA).
• Texas: Texas Data Privacy and Security Act (TDPSA).
• Oregon: Oregon Consumer Privacy Act (OCPA).
• Montana: Montana Consumer Data Privacy Act (MCDPA).
• Delaware: Delaware Personal Data Privacy Act (DPDPA).
• Iowa: Iowa Consumer Data Protection Act (ICDPA).
• Tennessee: Tennessee Information Protection Act (TIPA).
• New Jersey: New Jersey Privacy Act (NJPA).
• New Hampshire: New Hampshire Privacy Act (NHPA).
• Nebraska: Nebraska Data Privacy Act (NDPA).
• Minnesota: Minnesota Consumer Data Privacy Act (MCDPA).
• Maryland: Maryland Online Data Privacy Act (MODPA).
• Indiana: Indiana Data Privacy Act (IDPA).
• Kentucky: Kentucky Consumer Data Protection Act (KCDPA).
• Rhode Island: Rhode Island Data Transparency and Privacy Protection Act (RITDPTPA).
• Washington: Washington My Health My Data Act, which strictly enforces parameters focusing specifically on consumer health and diagnostic profiles.

Across these jurisdictions, your verified consumer rights include:

• The Right to Know & Access: Confirming whether we process your records and requesting access to the specific categories and exact pieces of data collected.
• The Right to Correct: Requesting modifications to correct inaccuracies or incomplete items within your personal profile data.
• The Right to Delete: Requesting permanent erasure of personal records, subject to regulatory financial auditing and compliance exemptions.
• The Right to Opt-Out: Stopping the sale of personal information or the sharing/processing of data for targeted cross-context behavioral advertising, promotional profiling, or automated tracking.
• The Right to Portability: Requesting a clean, portable, and technically transferable digital copy of your data file.
• The Right to Non-Discrimination: Ensuring that exercising your privacy rights will never result in denied financial matching services, modified pricing structures, or altered service quality.

To exercise your data options, submit a verifiable user request, or limit target tracking layers, please visit our dedicated Un-Subscribe link or email our support desk. Note that federal regulatory frameworks prevent consumers from limiting data transfers required for foundational financial business operations (e.g., fraud mitigation, identity verification, and banking compliance tracking).

8. Digital Tracking & Cookies

We deploy multiple automated tracking layers and programmatic data tools to optimize network performance, track conversion channels, analyze visitor traffic paths, and serve targeted marketing. The operational mechanics and technologies used on this platform include:

• Session Cookies: Temporary files that store interactive actions (such as form progress). These expire and clear automatically the moment you close your web browser.
• Persistent Cookies: Tracking identifiers stored directly on your hard drive to recognize repeat interactions, remember your settings, and keep cross-session experiences fluid.
• Web Beacons & Tracking Pixels: Transparent script markers embedded into our pages and communications (including pixels from networks like Google, Meta, and TikTok) to calculate conversion analytics, record page hits, and monitor marketing performance.
• Server-to-Server APIs: Secure backend integrations that pass system web events directly from our servers to analytical services, bypassing browser-side script-blocking utilities.
• Browser Fingerprinting & Log Analytics: Evaluating technical device attributes—including browser engines, system versions, language metrics, and network configurations—to protect our application from malicious bot networks and verify user authenticity.

You maintain the right to adjust tracking layers. You can adjust your browser settings to decline, filter, or erase cookies entirely. Our platform is also built to read and respect Global Privacy Control (GPC) opt-out signals sent by matching browser profiles.

9. Children's Privacy

Our financial matching services are designed exclusively for individuals aged 18 and older. We do not knowingly gather, maintain, or distribute personal information from minors.

10. Data Retention Policy

We store your personal data only as long as necessary to fulfill your financial inquiries, fulfill our corporate legal obligations, resolve disputes, or optimize system security. Once records are no longer required, they are permanently erased or completely anonymized.

11. Contact Information

If you have questions or concerns about this Privacy Policy or our data practices, you may contact us exclusively at: