Terms of Service

Welcome to Oakmont Lending Group ("we," "our," or "us"). By accessing, browsing, or utilizing this website and the financial matching tools we provide ("Service"), you express your full agreement to comply with and be legally bound by the following Terms of Service ("Terms"). If you do not consent to these Terms, you are prohibited from using our Site or services.

These Terms constitute a binding legal agreement between you and Oakmont Lending Group, establishing your responsibilities, legal rights, and the core parameters under which you may engage with our digital platform.

1. Modifications to These Terms

We reserve the absolute right to revise, update, or modify these Terms at any time without prior notice. Any adjustments will be published directly on this webpage, accompanied by a revised "Last Updated" date. Your continued utilization of our website following the publication of changes signifies your formal acceptance of the updated Terms.

2. User Eligibility

By accessing and interacting with this platform, you explicitly confirm and warrant that:

• You are a lawful legal resident of the United States.
• You are at least 18 years of age and possess the full legal authority to enter into a binding contractual agreement.
• Your use of this Service is intended solely for personal, non-commercial financial inquiries.

3. Scope and Nature of Our Service

Our platform operates exclusively as a digital connector, allowing your financial requests to be presented to licensed independent lenders, lending networks, and external financial service providers ("Lending Partners" or "Service Providers"). To facilitate this process, you may be required to input specific personal and financial data to assess your potential alignment with loan offers.

4. Operational Framework of the Service

Upon submitting an online inquiry form on our Site ("Loan Request Form"), you authorize us to distribute your information to our network of Lending Partners. These partners may subsequently:

• Review your credentials to determine potential loan matching offers.
• Conduct soft or hard credit inquiries through major credit bureaus, subject to necessary legal authorizations.
• Redirect your browser session to their proprietary secure websites to complete further application steps.

You maintain complete freedom and are under no legal obligation to accept any financial offers generated by our platform. All presented offers are governed entirely by the specific terms, conditions, and interest rates of the matching lender, and we strongly advise you to analyze those external disclosures thoroughly. If no standard lending partner is available, we may display alternative financial service programs for your consideration.

5. Compensation & Referral Disclosure

Using our connection platform is entirely free of charge to you. We do not charge consumers any service fees. Instead, we receive financial compensation, commissions, or referral fees from our Lending Partners and Service Providers for marketing their products and generating consumer connections. This financial arrangement may, in some instances, influence the selection or sequence in which offers are displayed to you on the platform.

For a deeper analysis of these mechanics, please review our comprehensive Marketing Practices Disclosure and our active Privacy Policy.

6. Electronic Consent (E-Consent)

By transmitting your personal information through our online portal, you provide your express consent to receive all operational disclosures, regulatory notices, and corporate communications electronically from us and our network partners. This includes authorization to utilize secure electronic signatures where legally permitted under federal guidelines. For more detailed insights, please consult our full E-Consent Policy.

7. Communication Authorizations & Marketing Opt-In

By submitting your contact data, you grant Oakmont Lending Group express authorization to contact you regarding our informational services for a window of up to 180 days. Furthermore, during the submission process, you may choose to opt into receiving promotional communications via email, telephone calls, or SMS text messages from our corporate brand or external network partners.

Enrolling in marketing programs is completely voluntary and is not a condition of submitting an inquiry or securing a loan match. You retain the right to revoke this consent at any moment by utilizing the unsubscribe mechanisms embedded in our messages or by emailing us directly at contact@oakmontlendinggroup.com.

8. Written Credit Authorization

By submitting a formal loan request on our website, you supply explicit written authorization under applicable federal privacy laws for Oakmont Lending Group and our network partners to access your consumer credit records to verify your identity, evaluate your overall financial profile, and connect you with relevant financial solutions.

9. Prohibited Activities & Site Uses

You agree to utilize our platform solely for its intended purpose and agree not to engage in the following prohibited behaviors:

• Submitting fraudulent, intentionally inaccurate, or deceptive personal information.
• Impersonating any third-party individual or submitting financial requests on behalf of others without valid legal authorization.
• Attempting to disrupt, breach, exploit, or compromise the underlying security infrastructure of the website.
• Utilizing automated scrapers, bots, or extraction code to harvest or redistribute content from our Site.
• Engaging in spamming, phishing, or unauthorized third-party marketing campaigns using data derived from this platform.

10. External Third-Party Links

Our website contains hyperlinks to independent third-party web domains, including those operated by our network Lending Partners. These links are provided exclusively for your convenience. Oakmont Lending Group maintains no oversight, control, or liability regarding the privacy protocols, content accuracy, or operational security of external platforms. Accessing third-party services is executed entirely at your own risk.

11. Intellectual Property Rights

All proprietary elements featured on this Site—including but not limited to written text, user interfaces, branding assets, graphic designs, code structures, and registered trademarks—are the exclusive intellectual property of Oakmont Lending Group or our licensing partners. You are strictly prohibited from copying, adapting, or distributing any layout element or asset without receiving prior written authorization from our corporate compliance team.

12. Comprehensive Disclaimer of Warranties

The website and all associated matching services are delivered strictly on an "As Is" and "As Available" basis. Oakmont Lending Group makes no legal promises, express or implied, regarding the uninterrupted availability, analytical accuracy of matching systems, or the ultimate approval of application outcomes. We explicitly disclaim all representations and warranties, whether statutory or implied, including any warranties of merchantability, suitability for a specific use, and non-infringement.

13. Ultimate Limitation of Liability

To the maximum extent permitted under applicable law, Oakmont Lending Group and its officers shall not be held liable for any direct, indirect, incidental, special, or consequential damages arising from your direct engagement with, or inability to safely navigate, our online platform, or your standalone business dealings with independent third-party lenders.

14. Indemnification Agreement

You agree to protect, indemnify, defend, and hold harmless Oakmont Lending Group, its parent companies, subsidiaries, and corporate affiliates from any legal claims, liabilities, financial damages, regulatory losses, or legal fees resulting from your misuse of the platform or your direct breach of any mandate established within these Terms.

15. Governing Law & Dispute Resolution Jurisdiction

These Terms of Service are governed by, interpreted, and enforced in complete alignment with the laws of the State of Delaware, without giving effect to any principles regarding conflict of laws. Any legal disputes, disagreements, or claims arising directly from your use of this platform shall be resolved exclusively through final and binding arbitration frameworks situated within the State of Delaware.

16. Binding Arbitration & Class Action Waiver

Any dispute arising under these Terms shall be resolved via binding, confidential arbitration administered by a recognized professional arbitration association. By interacting with this platform, you knowingly waive your constitutional right to participate in class-action lawsuits, representative actions, or standard judicial trials before a judge or jury.

17. Contact Information

If you have any questions regarding these Terms of Service, please contact us: